Aam Aadmi Bima Yojana – आम आदमी बीमा योजना


About Aam Aadmi Bima Yojana

The Aam Aadmi Bima Yojana was started by the Indian government on October 2, 2007 in all the states of the country. The objective of this scheme is to provide financial assistance mainly to the rural landless family after the death of its chief.

Recently, under the Government of India, the Ministry of Finance had sought approval for the schemes under social security schemes such as the Aam Aadmi Bima Yojana and Janshree Yojana. After this, both the schemes were added by the Government of India and the new scheme was implemented in the name of common man insurance in 1 January 2013.

  • The Aam Aadmi Bima Yojna introduced by the Financial Services Department is a social security scheme for rural landless families.
  • This scheme will provide coverage to the head of state rural landless family for partial and permanent disability or to a earning member of the family along with the benefits of life insurance coverage and extended benefits like educational assistance to children studying in class 9th to 12th standard.
  • Under the scheme of the Ministry of Finance of the Government of India, the Aam Aadmi Bima Yojana has been presented with new benefits, so that more people will be able to take advantage of it.


आम आदमी बीमा योजना (AABY)

Name of Yojana

Aam Aadmi Bima Yojana (AABY)

Yojana Launched

02nd October 2007

Launched by

Rajasthan Government

Yojana Covered State:



Government Scheme

Minimum Age

18 years to 59 Years

आम आदमी बीमा योजना पात्रता (Eligibility):

·         आवेदक की आयु 18 से 59 वर्ष के बीच हो।

·         सदस्य ग्रामीण भूमिहीन परिवार का मुखिया या इस परिवार के लिए जीविका अर्जित करने वाला एक सदस्य हो।

·         छात्रवृत्ति के रूप में हितलाभार्थी के 9 से 12 कक्षा तक पढ़ने वाले अधिकतम दो बच्चों को 100 रुपये प्रति माह प्रति बच्चे की दर से प्रत्येक 1 जुलाई और 1 जनवरी में हर छमाही देय होगी।

Necessary Documents

·         Permanent address certificate

·         Rajasthan citizen

·         Income certificate

·         Certificate of non-income tax data

·         Copy of BPL

·         Age certificate

·         Caste certificate

·         Copy of Aadhaar Card/ Bhamashah Card

·         Copy of the bank account book

आम आदमी बीमा योजना के तहत मिलने वाली राशि

·         प्राकृतिक मृत्यु की दशा में रु० 30,000/ –

·         दुर्घटनावश मृत्यु की दशा में रु० 75,000/-

·         अपंगता की दशा में रु० 75,000/-

·         आंशिक अपंगता की दशा में रु० 37,500/-

·         छात्रवर्ती: 100 रुपये प्रति माह के आधार पर प्रतिवर्ष 1200 रुपये 4 साल तक दिए जायेंगे

आवेदन प्रक्रिया

P&GS शाखा या भारतीय जीवन बीमा निगम की निकटत्तम शाखा में प्रस्तुत।

Apply Mode

Online/ offline

आम आदमी बीमा योजना का लक्ष्य

·         बीपीएल परिवारों और आस्था कार्डधारी परिवारों के मुखिया या कमाने वाले सदस्यो की मृत्यु या आंशिक अपंगता की स्थिति में परिवार के सदस्यो की मदद करना |

आम आदमी बीमा योजना का उद्देश्य

·         18 वर्ष से 59 वर्ष के बीच के बीपीएल परिवारों और आस्था कार्डधारी परिवारों के किसी एक सदस्य का बिमा करवाना।

·         इस योजना में छात्रों को 100 रुपये प्रति माह के आधार पर प्रतिवर्ष 1200 रुपये 4 साल तक दिए जायेंगे।

·         बीमित सदस्य के परिवार के 9वीं से12वीं तक के 2 छात्रों को 4 साल तक छात्रवृति प्रदान करेंगे।

Benefits Of Aam Aadmi Bima Yojana

  • If the insured person’s natural death is done. In this case, his family will be given a sum of 30,000 rupees for a sum assured.
  • If the insured person dies in accident or both eyes go away or he becomes completely crippled. In this case, the insured person or his family is given 75,000 rupees as sum insured.
  • If an eye falls in the accident of the insured or gets crippled with one limb. In this case, he is given a sum insured of Rs 37,000.
  • If the life insured dies or becomes completely crippled in accident. Then two children of his family, who are studying in class 9 to class 12, will be given scholarships every half year on January 1 and 1 of the year according to 100 rupees per month.
  • If the insured person is not victim of accident or death till the age of 60 years. He will receive the insurance policy coverage amount.

Eligibility Criteria Of Aam Aadmi Bima Yojana

  • The age of the member should be between 18 to 59 years.
  • Members are usually the head of the family or below the poverty line (BPL), a earning member or minor identification of the family under the Business Group / Rural Landless Home Above poverty line.
  • Central and State / Federal Sector is a prestigious and administered scheme by the Government of LIC, which is a ray of hope for such families and smiles Relieves.
  • Nodal Agency Nodal Agency is meant for the appointment of the State / Federal Government for the administration of the scheme.

Must Check : मुख्यमंत्री शुभलक्ष्मी योजना : Eligibility & Online Application

Must CHeckUP Kanya Vidya Dhan Yojana Online Registration 2018

Documents Required

  • Age proof
  • Ration card
  • Conclusion of birth certificate
  • Conclusion of school certificate
  • Electoral roll
  • Identity card


  • Premium will be Rs 200, initially to be charged by the scheme.
  • Out of which 30 per cent per member per year. 50% will be provided financial assistance from social security fund, remaining 50% premium remaining rural landless family (RLH ).
  • In case of remaining 50% premium nodal agency and/or member and/or state shall be borne by the State Government/Union Territory and in case of other business groups/Union shall be borne by the territory.

Process Of Application for Aam Aadmi Bima Yojana

The form must be received from the nodal agency for application for this scheme. Then fill the information sought in the form and submit it with the photocopy of the required document (LIC) in your nearest Life Security Insurance (LIC) office.

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